A quiet and without concern with the coverage and benefits of teacher life insurance
Before examining the plans and benefits of teacher life insurance, it is not bad to mention the perspective of teacher insurance company. Teacher life insurance is one of the insurances provided by Teacher Insurance Company. As with other insurance policies, the policyholder must pay the defined premium in certain installments to the insurance company in case of accidents such as: death, special and incurable diseases, diseases under medical care, disability and other accidents. Hopefully, these people will be able to use their life insurance services well. Moalem Insurance Company is obliged to pay your expenses and compensate you for possible damages.
Teacher Life Insurance Plans
Simple term life insurance: One of the teacher life insurance plans is the simple individual term life insurance of the teacher. This plan covers the loss of the deceased insured person during the validity period of the insurance policy. The insurance premium is determined according to the age and health conditions of the insured and given to the beneficiaries and heirs of the mentioned person. This plan is only for those who have accidents during the validity period of the insurance policy. After the insurance policy expires, the insurance company has no responsibility towards the insured person. The age requirements for benefiting from this teacher life insurance plan are from 15 to 69 years. The teacher's simple time life insurance plan does not include people aged 70 and above. By choosing this plan, you can get death capital up to 400 million tomans.
Debtor life insurance: Individual teacher debtor life insurance is one of the other life insurance plans of this company. This insurance plan is a good and reliable support for those who want to get a loan from this insurance company. The term of the insurance policy is determined based on the term of the loan, which may be from one year to 30 years. The age of the insured is from 15 to 69 years. In this plan, even if the insured person dies, the loan amount will be paid to his beneficiaries. In addition, additional individual term life insurance coverages cannot be purchased in this plan. The death capital limit is 400 million tomans.
Teacher investment insurance: In the individual teacher investment insurance plan, if the insured person is alive, the insured person's savings will be paid to him at the end of the contract. Each of the various insurance coverages of this plan is different for the investment applicant.
Teacher investment insurance coverages are as follows:
Disability coverage: 50% and 100% of death capital
Medical: 5, 10, 15 and 20%
Special illness: up to 30 million Tomans
Life insurance loan is up to 90% of the redemption value, which the insured person can benefit from these benefits.
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