What is life insurance?
Life insurance is a contract according to which the insurer undertakes to pay an amount to the insured in return for receiving the premium at a specified time. This amount can be paid to the insured, his beneficiary or his legal heir in a lump sum or as an annuity under the title of insurance policy capital.
Alborz Life Insurance
Life insurance is known as one of the most important branches of commercial insurance in the world and Iran. This insurance is also known as life insurance, future insurance, and life annuity insurance. The main purpose of life insurance is to reduce the risk of financial risks in life. The lower this risk, the more peace of mind we will have. Everyone has concerns about disability, aging, losing the head of the household. Now, add financial issues related to your future and family members to these. The good news is that all these worries are alleviated by purchasing life insurance. Alborz Insurance Company is one of the oldest and at the same time the most famous insurance company in the country. Also, since 2011, this company has been ranked first in financial wealth for 9 consecutive periods.
What are the advantages of buying life insurance?
This question is very appropriate. If you get to know the advantages of this insurance policy, you will definitely not hesitate to buy it. The advantages of buying this type of insurance from Alborz Insurance Company include:
Life Risk Coverage
Managing life risks is the most basic and at the same time the most important function of this insurance policy for its owner. No one can predict the time of events in his life. In addition to the risk of death, life insurance also covers risks such as: disability, special diseases, individual accidents, etc.
Long-term Savings
The insurer pays an amount as insurance premium every year. At the end of the contract period, the insurance company pays the insured all the amount along with guaranteed interest and participation in exchange for this investment. This figure itself creates an acceptable reserve for the individual.
Tax savings
According to Article 136 of the Direct Taxes Law, any profit from life insurance is exempt from tax. The law even goes beyond this. According to Article 24 of the Tax Law, any income from this insurance to the insured's survivors will be exempted from tax. In addition, the funds you pay for life insurance premiums are removed from the total taxable income of the individual.
Having a specified plan for the stages of life
Peace of mind is one of the most important results of planning for different stages of life. Alborz Life Insurance gives you the possibility of planning according to different parts of life.
Life Insurance Plans at Alborz Insurance Company
Life insurance and life
Alborz life and life insurance policy offers the following benefits and coverages, the benefits of this insurance policy are as follows:
You can get Alborz life insurance from birth to 70 years old.
The contract period can be adjusted from 5 to 30 years.
It is possible to pay the premium in monthly, bi-monthly, quarterly and six-monthly installments. One of the advantages of this company is how to pay Alborz insurance premium.
The monthly premium is 30 thousand tomans. You can also adjust the growth rate of your installments based on the inflation rate.
Payment of guaranteed interest and profit from participation on an annual basis
The possibility of receiving 90% of the capital in the form of a loan: for this possibility, you do not need a guarantee or guarantor.
The possibility of receiving capital at the end of the contract in a lump sum or in the form of a pension during retirement
Life insurance coverage and investment
Alborz life insurance covers include the following:
death capital coverage
Death capital coverage due to accident
Disability capital
Coverage of special diseases
Coverage exempt from paying insurance premium
Life Insurance
The newest Alborz life insurance plan is presented under the title of Chatra plan. This insurance policy offers the following 5 plans:
The future of children
Family life insurance
pension plan
Permanent life insurance
years of service
Alborz Life Insurance Coatings
Chatra design covers are generally divided into the following 4 categories:
Life insurance coverage
Personal accident insurance coverage
Disability insurance coverage
Disability/Critical Illness Insurance Covers
In the following, the sub-branches of these covers are introduced.
