Supplementary insurance at Saman Company
Saman Insurance provides supplementary medical insurance in three groups, family, group and individual. Of course, it goes without saying that Saman family medical insurance is the same supplementary individual insurance that includes special discounts depending on the number of family members.
Some insurance companies consider the purchase of supplementary insurance dependent on having basic insurance. But people who don't have basic insurance such as social security insurance, health insurance, armed forces insurance, etc. can buy individual supplementary insurance from Saman.
Types of insurance coverage
Complementary Insurance Conditions
Family insurance is one of the types of medical insurance in which all family members can benefit from supplementary medical insurance services without having to cancel their social security insurance and by paying insurance premiums separately.
Supplementary family insurance does not matter the number of applicants.
The insurance premium in this type of insurance is higher than the group supplementary insurance and its coverage is generally lower.
Individual supplemental medical insurance
In individual supplemental insurance, the coverage is fully available to the applicant.
To buy individual supplemental insurance, you do not need to have social security insurance or any other type of basic insurance. It is not and instead the amount of the franchise is higher.
Supplementary Solo Insurance [Saman Family Health Insurance]
In recent years, in addition to group medical insurance and providing individual supplementary insurance, it was also included in the agenda of insurance companies, it is better to know that individual supplementary insurance is suitable for people who are employees or subordinates of any organization. are not working in any of the existing companies, and in case of employment and work in any of the companies with more than 15 employees, the use of group supplementary insurance is much more recommended than the use of individual supplementary insurance . Because the benefits, terms of facilities, and services provided in the group or company sector are much more, it is individual insurance.
In Saman Insurance, similar to other companies that provide individual supplementary insurance, all the insured are required to are to complete a medical insurance proposal form and a pre-prepared health questionnaire form. This form examines the individual's health status completely and the insured are required to fill this form with complete honesty. After completing this form, the trusted doctor of Saman Insurance will check it and in some cases, due to risk detection, that person may not be insured or some coverages may be excluded for him.
